AAA South Jersey Auto Insurance: A Guide for Drivers

If you are looking for a reliable and affordable auto insurance provider in South Jersey, you might want to consider AAA South Jersey. AAA South Jersey is a member-based organization that offers a range of services and benefits to its members, including auto insurance, roadside assistance, travel, and more. In this blog post, we will explain what AAA South Jersey auto insurance is all about, how much it costs, what the benefits are, how to get started, what the policies are, and answer some frequently asked questions.

What is AAA South Jersey Auto Insurance?

AAA South Jersey auto insurance is a type of insurance that covers your vehicle and yourself in case of an accident, theft, vandalism, or other damages. AAA South Jersey auto insurance is offered by an independent agency that compares quotes from several partner carriers to find you the best coverage at the best price. You can get a free quote online, by phone, or in person at a AAA office near you.

ALSO READ: How to Apply for USAA Car Insurance

How to Become a Member

To become a member of AAA South Jersey, you can follow these steps:

1. Choose a Membership Plan: Visit the AAA South Jersey membership page and select the membership level that best fits your needs. There are different levels, such as Basic, Plus, and Premier, each offering varying benefits like towing, fuel delivery, and lockout services.
2. Enter Your Information: Provide your contact details to create an online profile. This information will be used for your membership account.
3. Review and Payment: After selecting your plan and entering your information, review your choices and proceed to payment. A one-time enrollment fee may apply for new memberships.
4. Confirmation: Once your payment is processed, you’ll receive a confirmation of your membership and can start enjoying the benefits. You can also call AAA South Jersey directly at (856) 783-4222 for assistance or visit their office at 700 Laurel Oak Rd, Voorhees, NJ, 08043.

Remember, roadside assistance benefits are available 24 hours after membership purchase, and Plus and Premier benefits are available seven days after payment is received. Certain restrictions apply, so it’s a good idea to review the membership terms and conditions.

ALSO READ: Top 5 Cheap General Liability Insurance in Florida

How Much Does AAA South Jersey Auto Insurance Cost?

The cost of AAA South Jersey auto insurance depends on various factors, such as your vehicle, your driving record, your location, your coverage options, and your discounts. The average annual premium for AAA South Jersey auto insurance is $1,234, which is lower than the national average of $1,548. However, your actual rate may vary depending on your situation. To get an accurate quote, you can use the online tool or contact an agent.

ALSO READ: Why is Massachusetts Car Insurance So Expensive?

What are the Benefits of AAA South Jersey Auto Insurance?

AAA South Jersey auto insurance offers many benefits to its customers, such as:

• Quality service: AAA South Jersey has over 100 years of experience and stability behind every policy. You can trust AAA to protect you and your car on and off the road. You can also enjoy the local service and personal attention from the agents who know you and understand your needs.
• Member discounts: As a AAA member, you can save on your auto insurance with various discounts, such as multi-policy, advance shopping, new car, passive restraint, theft recovery device, loyalty, hybrid/alternative fuel, good student, distant student, SMART driver, and defensive driving course. You can also save when you bundle your auto and home insurance with AAA South Jersey.
• Roadside assistance: AAA South Jersey auto insurance includes roadside assistance, which provides 24/7 help when you need it. Whether you have a flat tire, a dead battery, a lockout, or a breakdown, you can call AAA for assistance. You can also use the AAA mobile app to request service, track your driver, and access your membership information.
• Other insurance options: AAA South Jersey auto insurance can also cover your other vehicles, such as RVs, motorcycles, travel trailers, and more. You can also get other types of insurance from AAA, such as home, life, commercial, watercraft, boat, Medicare supplement, accident, travel, and pet insurance.

How to Get Started with AAA South Jersey Auto Insurance?

Getting started with AAA South Jersey auto insurance is easy and convenient. You can follow these steps:

• Step 1: Request a quote. You can get a free quote online, by phone, or in person at a AAA office near you. You will need to provide some basic information about yourself, your vehicle, and your desired coverage.
• Step 2: Compare your options. You will receive a quote from AAA South Jersey that shows you the coverage and price from different partner carriers. You can compare the options and choose the one that suits your needs and budget.
• Step 3: Apply for a policy. Once you have selected your option, you can apply for a policy online, by phone, or in person. You will need to provide some additional information and documents, such as your driver’s license, registration, and proof of insurance.
• Step 4: Enjoy your benefits. After you have completed your application, you will receive your policy documents and ID cards. You can also access your policy information online through MyPolicy. You can now enjoy the benefits of AAA South Jersey auto insurance and membership.

ALSO READ: Is Car Insurance Required in New Hampshire

What are the AAA South Jersey Auto Insurance Policies?

AAA South Jersey auto insurance policies vary depending on the partner carrier you choose. However, some of the common coverage options are:

• Liability: This covers the damages and injuries you cause to others in an accident. It includes bodily injury and property damage liability. This is required by law in most states.
• Collision: This covers the damages to your vehicle caused by a collision with another vehicle or object. This is optional but may be required by your lender if you have a loan or lease on your vehicle.
• Comprehensive: This covers the damages to your vehicle caused by events other than a collision, such as fire, theft, vandalism, hail, or animal collision. This is optional but may be required by your lender if you have a loan or lease on your vehicle.
• Medical payments: This covers the medical expenses for you and your passengers in an accident, regardless of who is at fault. This is optional but may be beneficial if you have a high-deductible health insurance plan or no health insurance at all.
• Uninsured/underinsured motorist: This covers the damages and injuries you suffer in an accident caused by a driver who has no insurance or not enough insurance. This is optional but may be useful if you live in a state with a high rate of uninsured drivers.
• Personal injury protection: This covers the medical expenses, lost wages, and other costs for you and your passengers in an accident, regardless of who is at fault. This is optional but may be mandatory in some states that have no-fault laws.
• Rental reimbursement: This covers the cost of renting a car while your vehicle is being repaired after a covered claim. This is optional but may be convenient if you rely on your car for daily activities.
• Roadside assistance: This covers the cost of towing, battery jumpstart, flat tire change, lockout service, and fuel delivery when your vehicle breaks down on the road. This is included in your AAA South Jersey auto insurance and membership.

ALSO READ: York University Alumni Car Insurance: What You Need to Know

Frequently Asked Questions about AAA South Jersey Auto Insurance

Here are some of the frequently asked questions about AAA South Jersey auto insurance:

How do I make a payment or a claim?

You can make a payment or a claim online through MyPolicy. You can also call 1-800-207-3618 or visit an AAA office near you.

How do I contact AAA South Jersey?

You can contact AAA South Jersey by phone, email, or mail. Here are the contact details:

• Phone: 1-855-282-2275
• Email: insurance@southjersey.aaa.com
• Mail: AAA South Jersey, 700 Laurel Oak Road, Voorhees, NJ 08043

Conclusion

AAA South Jersey auto insurance is a great option for drivers who want quality service, member discounts, roadside assistance, and other insurance options. You can get a free quote online, by phone, or in person at a AAA office near you. You can also compare your options and choose the best coverage and price for your needs. You can also enjoy the benefits of AAA membership, such as travel, savings, and more. If you have any questions or need any assistance, you can contact AAA South Jersey anytime. AAA South Jersey is here to help you with your auto insurance and more.