John Hancock Medical Travel Insurance

Travel insurance protects you while you’re away from home. Different types of travel insurance offer varying levels of coverage, but they frequently include emergency medical insurance, trip cancellation protection, rental car insurance, and more.

Numerous companies are offering to sell you coverage, but which ones are reputable? Let’s look at John Hancock Medical Travel Insurance, the several plans it provides, and how much it will cost you to buy it.

John Hancock Medical Travel Insurance Plans

John Hancock (the individual) is well-known for his bold signing of the Declaration of Independence, whereas John Hancock (the firm) is well-known for investment, financial advising, and life insurance.

The John Hancock Insurance Agency provides the following travel insurance policies:. The John Hancock Insurance Agency’s Gold plan, as detailed above, provides the most coverage at the greatest cost.

It also offers exceptional hurricane and weather coverage, as well as protection against sports equipment loss.

The Gold Plan additionally includes $100,000 per person for 24-hour accidental death and dismemberment (AD&D) coverage.

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• John Hancock Insurance Agency Bronze Plan: This comprehensive coverage provides $50,000 for emergency medical bills and $250,000 for emergency medical evacuation and repatriation. It also covers $200 for missed connections, $750 for baggage and personal property coverage, and $150 per day ($500 maximum) for a six-hour or longer trip delay.
• The John Hancock Insurance Agency Silver plan: This provides coverage for $100,000 in emergency medical bills and $500,000 in emergency medical evacuation and repatriation.
• The package also includes $750 for missed connections, $1,000 for baggage and personal property coverage, and $150 per day ($750 maximum) for a three-hour or longer journey delay.

Does John Hancock Medical Travel Insurance Have 24/7 Travel Assistance?

John Hancock Insurance Agency policies include access to their 24-hour emergency support hotline, which may assist you with issues such as finding medical care and arranging for medevac transportation.

Assistance services can also aid with issues like forgotten or broken prescriptions, finding an English-speaking doctor, telling you where to go if you lose your passport, emergency financial assistance, and legal services.

What’s Not Covered by John Hancock Medical Travel Insurance?

All travel insurance policies have exclusions, which is why you should read the fine print and understand what your plan does not cover.

Here are some instances of exclusions from emergency medical coverage for the John Hancock Insurance Agency Gold plan:

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Dental care, save in cases of unintentional harm

Injuries caused by being intoxicated beyond the legal limit or under the influence of drugs or narcotics (unless recommended by a physician and used in line with your physician’s recommendations).

Psychological or emotional problems

Any non-emergency therapy or surgery, such as routine health checkups, hearing aids, eyeglasses, or contact lenses.

Cosmetic surgery, save in the case of unintentional harm.

Contact sports, hang gliding, skydiving, mountaineering, horse racing, car and motorbike racing, parachuting, scuba diving (unless accompanied by a dive master at a depth of 100 feet or less), spelunking, and bungee leaping all cause injuries.

• Piloting or learning to fly an aircraft
• Suicide, or attempted suicide.
• Participation in a riot or civil unrest.

How To File a Claim with John Hancock Medical Travel Insurance

John Hancock Medical Travel Insurance has many claim forms based on the type of claim. Make sure you include the necessary supporting paperwork.

To contact John Hancock Insurance Agency directly, call 1-866-888-7803 or send an email to JHIAclaims@sevencorners.com.

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FAQS

Which John Hancock plan is best for me?

When shopping for John Hancock travel insurance, there are various variables to consider. However, here are some tips to point you in a specific direction.

If you’re going on a simple return journey, the Bronze plan might suffice.

If you will be taking multiple and longer trips, choose the Silver or Gold plans, which provide much greater health coverage.

If you have a premium travel card (such as the Chase Sapphire Reserve®), these cards frequently provide some travel cancellation and interruption coverage, so you may not want a plan that includes all of the same coverage.

Conclusion

Travel insurance might be an excellent alternative for those who are concerned about potential catastrophes while traveling.

Purchasing a policy can provide peace of mind and coverage in the event that your travel plans are disrupted, whether you’ve just been delayed or you’re experiencing a medical emergency.

John Hancock Medical Travel Insurance coverage is among the best available, with three different plans to meet your specific needs.